Each phase of business ownership has its own themes and challenges when it comes to making sure your financial planning is in good shape.
The target might be the financial freedom to stop work completely, but it’s not just about retirement. We also help people who want to work towards changing the balance between work and leisure, taking time out to travel or pursue other interests. Or it might be about creating the opportunity to do something completely different - a startup, monetising a hobby, education, a career change.
We typically help with corporate advice needs like:
- Tax efficient profit extraction
- Executive pensions, including funding and holding business premises in a SIPP or SSAS
- Investing company funds
- Corporate protection, such as key person and shareholder protection insurance.
These areas are all best handled with a multi-disciplinary approach and we will work closely with your FD, accountants, and legal advisers to tie things together. Or, we have good contacts in these areas that we can bring in if needed.
Your capital is at risk. The value of your investments (and any income from them) can go down as well as up and you may not get back the full amount you invested. Investments should be considered over the longer term and should fit in with your overall attitude to risk and financial circumstances.
